following changes and a reduction of the risk covered by my insurance, it has the obligation to pass it on the premiums that I must soon pay? If refusal, do I have the right to request cancellation of my auto insurance?
contract termination auto insurance - According to article L113-4 of the Insurance Code (current version at 25 January 2009) the policy holder in case of lower risk during the contract to a reduction in the amount premium.
If the insurer does not consent, the insured may request the termination of his contract of auto insurance. This cancellation takes effect thirty days after termination. The insurer must reimburse the insured following the termination of his contract of automobile insurance premium or the portion of contribution for the period during which the risk did not run.
The insurer must recall the provisions of this section to the insured, when it informs either a worsening or a reduction in risk.
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