following an accident, my insurance company decides the cancellation of my auto insurance policy. Is it legal and under what conditions he is entitled to do so?
contract termination auto insurance - Where a policy provides the insurer the right to proceed with the termination of an auto insurance policy disaster, Article R113-10 insurance code (version in force on 1 January 2009) provides that the termination of this contract car insurance can take effect only after a period of one month from the date of notification to the insured.
The insurer, after the period of one month after he became aware of the incident, has agreed to pay a premium or contribution or any part of premium or contribution corresponding to a period of insurance which commenced after the disaster can not rely on this claim for cancellation of auto insurance.
In the case provided the first paragraph above, the fonts are recognize the right to the insured, within one month of notification of cancellation of auto insurance policy, to cancel the other insurance contracts that may have subscribed to the insurer, the termination taking effect one month from the date of notification to the insurer.
The right to cancel the auto insurance policy and any other contracts, open to the insurer and the insured, under the two preceding paragraphs, the insurer has returned portions of premiums or contributions in respect the period for which the risks are no longer guaranteed.
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