I agree an auto insurance policy to my company. In which case my insurance company may refuse to compensate me?
contract termination auto insurance - The auto insurance policy may, in accordance with Article R211-10 of the Insurance Code (current version at 13 January 2009), without contravening the provisions of Article L. 211-1 include clauses providing for an exclusion of warranty in the following cases: 1 °
When the time of the accident, the driver did not old enough or does not have the certificates, is in force, as required by existing regulations for the operation of the vehicle covered by auto insurance policy, except in case of theft, violence or use of the vehicle without the knowledge of the insured.
2 ° As regards the damage suffered by passengers carried in the vehicle concerned by the auto insurance policy, where transportation is not made in adequate conditions of safety set by a joint decree of the Minister of Economy and Finance, the Keeper of the Seals, Minister of Justice, the Interior Minister, the Minister of Defence and the Minister for Transport.
However, the exclusion contained in 1 of the preceding paragraph can not be opposite the driver holds a certificate to the insurer said in the issue or renewal of auto insurance, when the certificate is not valid for reasons relating to the place or length of residence of the owner or when the restrictive conditions of use, other than those relating to vehicle categories, carried on it have not been met.
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