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contract termination claim auto insurance

following changes and a reduction of the risk covered by my insurance, it has the obligation to pass it on the premiums that I must soon pay? If refusal, do I have the right to request cancellation of my auto insurance?

contract termination auto insurance - According to article L113-4 of the Insurance Code (current version at 25 January 2009) the policy holder in case of lower risk during the contract to a reduction in the amount premium.

If the insurer does not consent, the insured may request the termination of his contract of auto insurance. This cancellation takes effect thirty days after termination. The insurer must reimburse the insured following the termination of his contract of automobile insurance premium or the portion of contribution for the period during which the risk did not run.

The insurer must recall the provisions of this section to the insured, when it informs either a worsening or a reduction in risk.

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conditions for terminating a contract of auto insurance

under what conditions and when can I request cancellation of my auto insurance?

contract termination auto insurance - Article L113-12 of the Insurance Code (current version at 25 January 2009) provides that the contract of automobile insurance and the conditions for terminating the contract of insurance car are set by the police.

However, the insured has the right to request termination of his contract of auto insurance at the expiration of a period of one year, by sending a letter to the insurer at least two months before the due date. This right belongs in the same conditions, to the insurer.

may be exceptions to this rule for individual contracts and health insurance coverage for risks other than those of individuals. The right to terminate the contract every year should be recalled in each font. The cancellation period runs from the date on the postmark.

It should be noted that the provisions of this section does not apply to life insurance.

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time termination of a contract of auto insurance

due to changes in the risk covered by my insurance, how quickly can my company make it to the termination of this?

contract termination auto insurance - Article L113-4 of the Insurance Code (current version at 25 January 2009) provides that in case of increased risk during the contract, such that, if circumstances stories were reported at the conclusion or renewal of the contract, the insurer would not have contracted or would have done that through a higher premium, the insurer may either proceed with the termination of auto insurance, or to propose a new premium amount.

In the first case, the cancellation of auto insurance policy may not take effect until ten days after notification and the insurer must reimburse the insured portion of premium or contribution for the period during which the risk unraced.

In the second case, if the insured does not comply with the proposal or if the insurer refuses explicitly the new amount, within thirty days from the proposal, the insurer may conduct cancellation of auto insurance at the end of that period, provided they have informed the insured of this power, making it be conspicuous in the proposal letter.

However, the insurer can no longer rely on the heightened risks when, after being informed in any manner whatsoever, he expressed his consent to the maintenance of insurance, especially by continuing to receive Premiums for this insurance or self pay, after a disaster compensation.

The insurer must recall the provisions of this section to the insured, when it is informed by deterioration, or a decrease risks.

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letter of termination of an auto insurance policy exclusion clauses

I want my insurance to send a cancellation letter from my auto insurance policy. What is the procedure for requesting such termination?

contract termination auto insurance - In all cases where the insured may request the termination of his auto insurance policy, Article R113-14 of the Insurance Code (current version at January 25, 2009) states that he can do at its option, either by a statement made against receipt at the headquarters or at the representative of the insurer in the locality, or by an extrajudicial act either by letter terminating his contract of auto insurance, it must be shipped by mail or by any other means specified in the policy.

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an auto insurance

my auto insurance policy has certain exclusion clauses to cover subscribed. Is this legal?

contract termination auto insurance - Indeed, under certain circumstances, Article R211-11 of the Insurance Code (current version at 13 January 2009) specifies that are valid, unless the person subject to compulsory Insurance is exempt from this requirement as provided below, the terms of auto insurance contracts in particular, designed to exclude coverage for the liability of the insured

- Due to the damage caused by the vehicle covered by auto insurance when transporting radiation sources to be used outside a nuclear facility, since those sources have caused or aggravated the disaster;

- Due to the damage caused by the vehicle involved in the auto insurance policy when carrying flammable, explosive, corrosive or oxidizing and at which such material would have caused or aggravated the damage, but the uninsured can not be invoked in right transport oil, mineral spirits or similar products, not exceeding 500 kilograms or 600 liters, including supply of liquid or gaseous fuel for the motor;

- Due to damage incurred during trials, races, competitions or their trials submitted by the regulations in force prior permission of the government.

Furthermore, Article R211-12 provides that the auto insurance policy, when it includes one of the disclaimers provided in Article R211-11, must remember that if the employment limitations that justify this exclusion are not met, the penalties provided for in Article L. 211-26 and the increase provided for in Article L. 211-27, first paragraph, will be incurred.

Finally, Article R211-13 states that are not applicable to the victims or their dependents:
- The exemption provided for in Article L. 121-1;
- Disqualifications, except the suspension of due process guarantees for non-payment of premium;
- The reduction of the allowance in accordance with Article L. 113-9;
- The exclusions from coverage under section A. 211-10 and R. 211-11.

In these cases, the insurer shall pay of compensation on behalf of the officer. It may have against the latter an action for reimbursement of all sums so paid or reserved for him.

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termination of a contract of auto insurance for non-payment of contributions

due to delay payment of a fee, my insurance company decided the cancellation of my auto insurance policy. Has it right? And in what timeframe?

contract termination auto insurance - Article L172-20 of the Insurance Code (current version at 21 January 2009) indicates that the failure to pay a premium allows the insurer to suspend the insurance or to request termination of the contract of automobile insurance.

The suspension or cancellation of auto insurance policy takes effect eight days after the mailing to the insured at his last known address of the insurer, and by registered mail, a notice of having to pay.

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termination of a contract of auto insurance claim after exclusion of warranty

following an accident, my insurance company decides the cancellation of my auto insurance policy. Is it legal and under what conditions he is entitled to do so?

contract termination auto insurance - Where a policy provides the insurer the right to proceed with the termination of an auto insurance policy disaster, Article R113-10 insurance code (version in force on 1 January 2009) provides that the termination of this contract car insurance can take effect only after a period of one month from the date of notification to the insured.

The insurer, after the period of one month after he became aware of the incident, has agreed to pay a premium or contribution or any part of premium or contribution corresponding to a period of insurance which commenced after the disaster can not rely on this claim for cancellation of auto insurance.

In the case provided the first paragraph above, the fonts are recognize the right to the insured, within one month of notification of cancellation of auto insurance policy, to cancel the other insurance contracts that may have subscribed to the insurer, the termination taking effect one month from the date of notification to the insurer.

The right to cancel the auto insurance policy and any other contracts, open to the insurer and the insured, under the two preceding paragraphs, the insurer has returned portions of premiums or contributions in respect the period for which the risks are no longer guaranteed.

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an auto insurance

I agree an auto insurance policy to my company. In which case my insurance company may refuse to compensate me?

contract termination auto insurance - The auto insurance policy may, in accordance with Article R211-10 of the Insurance Code (current version at 13 January 2009), without contravening the provisions of Article L. 211-1 include clauses providing for an exclusion of warranty in the following cases: 1 °

When the time of the accident, the driver did not old enough or does not have the certificates, is in force, as required by existing regulations for the operation of the vehicle covered by auto insurance policy, except in case of theft, violence or use of the vehicle without the knowledge of the insured.

2 ° As regards the damage suffered by passengers carried in the vehicle concerned by the auto insurance policy, where transportation is not made in adequate conditions of safety set by a joint decree of the Minister of Economy and Finance, the Keeper of the Seals, Minister of Justice, the Interior Minister, the Minister of Defence and the Minister for Transport.

However, the exclusion contained in 1 of the preceding paragraph can not be opposite the driver holds a certificate to the insurer said in the issue or renewal of auto insurance, when the certificate is not valid for reasons relating to the place or length of residence of the owner or when the restrictive conditions of use, other than those relating to vehicle categories, carried on it have not been met.

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refusal to register a contract of auto insurance

despite my request to subscribe a contract of insurance for my car, my insurance does not make me any offer or any response. How soon after I take his silence as a refusal and bring a procedure?

contract termination auto insurance - When it comes to taking out a new auto insurance policy, the insurance code (version in force on 1 January 2009) states in Article R250-2 it is considered an implicit refusal of insurance the silence of the insurer for more than fifteen days after receipt of the application for subscription of an insurance self addressed under Articles L. 125-6, L. 212-1 or L. 220-5 of the Code and for more than forty-five days after receipt of the application for subscription of an insurance self addressed under Article L. 243-4 or L. 252-1 always the same insurance code.

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subscription after termination of a contract of auto insurance legal

few months ago I asked for the cancellation of my auto insurance policy. My previous insurer refuses me now any subscription to a new contract of insurance for my car. Is this legal, and for how long can he do that?

contract termination auto insurance - When an insured has exercised the right to terminate his auto insurance policy under the second paragraph of Article R. 113-10 of the Insurance Code, the same code provides in Section R250-2 that can not during the period of one year after termination of his contract of insurance car, take the Central Bureau of pricing refusal by the insurance company that guaranteed to a subscription request for a new auto insurance policy made in accordance with Articles L. 125-1 and L. 125-2, L. 211-1, L. 220-1, L. 241-1 to L. 242-1 and L. 252-1 of the same insurance code.

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Walloon Days of Water - 5, 6, 7 and 8 March 2009! Click here for the program!

This year the Walloon Water Day, which will take place 5, 6, 7 and 8 March 2009 a special character because since January 2009, Contract River of Hatred has replaced the Slutty .

We now work on the sub-watershed of Hate.

These days will be an opportunity to discover the water resources of our sub-basin by naturalist walks, cycling, visits to treatment plants, exhibitions ... The detailed program for the basin of Hate is available here ! and downloadable booklet form here! (Please print in duplex and landscape mode)

Enjoy!