Tuesday, June 24, 2008

Michelle Keegan Spread

- June 2008 Newsletter


Floods on the pool Slutty

Flooding caused by particularly bad weather violent at the beginning of June have surprised more than one person on the Basin Slutty. This time, they are marked by mudflows from nearby fields and flowing to arrive in the village funds. Most affected were Asquillies, Givry, Quévy-le-Grand, Quévy-le-Petit, Harmignies, Harveng. Several roads were impassable overnight and some homes were damaged by these flows.

What are the causes?
The primary cause of these flows was of course the intensity storms that hit in Hainaut. However, these problems were compounded for various reasons: row crops and in the direction of the upstream slope of the villages, the loss of wooded landscape (hurdles), land consolidation, soil sealing by increased urbanization and / or the creation of roads, the disappearance and / or lack of ditch maintenance, lack of maintenance of drainage system ...

These incidents can they be limited or eradicated?
Thanks to scientific advances in this area, public authorities apprehend better and better interactions causing flooding and damaging runoff.

Plan "RAIN" (Plan for Prevention and Fight against Floods and their effects on losses) from 2002 includes 30 measures aimed at achieving five objectives: improving knowledge of flood risk, reduce and slow runoff throughout a watershed, increasing the flow capacity of rivers and water storage in floodplains, reducing flood vulnerability and improve crisis management.

In terms of agriculture, some actions have already been implemented but could be widened. These include good agricultural practices, agro-environmental measures (AEM) or the replanting of hedgerows. For example, reducing lengths of slopes contributes to the fight against runoff. FAD as the establishment of grass strips, or winter soil cover installed on a voluntary basis by farmers, create a barrier to creating more runoff and keep the land arable fields. The planting of hedges (which is also a subsidy) to create a barrier to flow.

Increased impervious surfaces reduce the infiltration of stormwater overloads the drainage system and increases the speed of runoff. To overcome these negative effects, conservation of natural ditches for draining water is essential, as is proper maintenance of the roads bordering collectors.

But actions can also be performed at home: harvesting rainwater (tank), the implementation of green roofs or the use of filtering materials (gravel, porous concrete, open, bark, etc..) Allows reduce stormwater runoff.

The item shown on the next page can also serve as a tool for the problem of runoff.

RAIN PLAN: A new order to aid the fight against floods and mudflows caused by runoff

The Walloon Government of 18 January 2007 (MB 12.02. 07), on the granting of subsidies to government subordinate to the establishment of devices for protection against erosion of farmland and the fight against floods and mudflows due to runoff, sets terms of access to ERC grants, as well as the designation of beneficiaries and their obligations to allow access.

devices to control erosion, retain runoff, maintaining the value agricultural land and limit damage to property downstream can be:
- of rural engineering,
- the work of planting and planting
- tests required for the execution of works
- acquiring undeveloped property necessary to complete the above work or payment of a compensation for the creation of an easement for temporary immersion.

Such aid applications must include the opinion of the manager of the watercourse in question, along with official documents including agricultural and hydrological study, the special specifications of the work complies with the specification standard 99 of the Region Walloon ...

A complete dossier must be forwarded to the Minister, via Escort service in order that the Minister can decide on the acceptance or otherwise of that file. In the positive case, the Minister shall arrange for the commitment of budgetary spending and takes a ministerial granting subsidies.

Details Order:
http://www.ejustice.just.fgov.be/doc/rech_f.htm

Muskrats, you know?
Information VC Senne

native of America, * muskrat (Ondatra zibethicus) was introduced in Europe in 1905, mainly for its fur.

how to identify it?

Muskrats exclusively associated with stream is large (30 to 36 cm for a weight of 1 to 1.2 kg), has a vertically flattened tail and lives in the banks of streams, in which he set up a network of galleries. This feature is causing damage to many banks inducing dyke failures, destabilization of riverbanks and requiring to be cleaned more frequently rivers (muskrat can move 1 m3 soil / year).

In addition, the muskrat has a vegetarian diet and therefore addresses all cultures riparian and aquatic plants and accentuating the decline of biodiversity in wetlands. It can also be a vector for diseases transmissible to humans, such as leptospirosis or alveolar echinococcosis.

This species is considered harmful and is the subject of a rodent control program implemented by the cell trapping muskrats in the Ministry of the Walloon Region, under the Royal Decree of 19 / 11 / 1987 concerning the fight against organisms harmful to plants and plant products.

How to act?

First by circulating information on problems that may cause the muskrat and the need to fight against.

To eradicate the muskrat, Service Trapping muskrats in the Walloon region uses different methods: mechanical traps, chemical means (the only product approved: chlorophacinone), hunting ...
If you see this rodent or possible damage linked to it along the river, contact the Contract Slutty River at the bottom of the page. It will transmit information directly to the Department of trapping muskrats in the Walloon Region.


* Not to be confused with the Norway rat (20 to 25 inches long without the tail, weight: 250 to 300 g, rounded and sharp-tailed), the most common in homes, connected to the network sewage, garbage, streams and places of food storage (farm, silo, shed). In his home and his property, the owner (or tenant) is obliged to destroy the sewer rats. However, private firms, joint task of planned interventions (usually in autumn and spring) or on appeal. Some communal services sell (or distribute for free) bait poisoned.
You can download this newsletter in the heading of the Newsletter.

Thursday, June 19, 2008

Pursuit Car Alarm Prooe4bs Starter

ABICAPI, the new contract cap of Altaprofits

information found here on Patrimoine.com:


Abicapi the new contract is a capitalization Altaprofits mutlisupports and multi-manager. It is managed by CANM Life (Crédit Mutuel Nord Europe). This is a variation "capitalization" of the contract of life insurance abiva. Its funds in euros, Selection Performance CANM, displays a net yield of 4.65% in 2007 and a guaranteed minimum rate of 4.50% net for 2008. The contract offers over 200 units of account. No fees on payments. Free payments: minimum 450 €. Scheduled payments: a minimum of 75 € / month, 225 € / quarter € 450 per semester, 900 € / year. Options arbitrage (clipping and dynamic gains, Stop Loss, etc..). Management Fee: 0.60% (euro fund and units of account) + 0.24% for management-controlled. Redemptions total / partial and possible advances. Accidental Death floor.



offer interesting especially for those taxed at the ISF.


Mickael

Sunday, June 8, 2008

Seagate Freeagent Software

ZOOM on the contract SRI Best Life










CONTRACT OF SRI SRI LIFE BROKERAGE (group April)

COMPANY (the policyholder)
SRI BROKERAGE
33 rue du Chateaudun 75009 PARIS

SA capital of 37 000 euros RCS Paris 492 823
851 - No. 07028016 ORIAS
subsidiary of the Company

APRIL Group Subscriber Contract: IRB Association - Club for Socially Responsible Investors
33 rue de Chateaudun 75009 PARIS

Insurance Company contract manager: E- ICE LIFE (Generali Group)
with capital of € 47,362,780
Managed assets: 18.5 billion euros and 1136 000 life insurance

Savings managed by the contract about 1.6 billion euros

CONTACT
Tel: 0811460326 Internet
: http://www.jepargne-utile.com/


COSTS
- On input: 0% - Association dues: 20 €
- Management Fund Euro: 0.70%
- Managing CPU: 0.80%
- Arbitration online: 15 euros
- Arbitration Off line: same

PAYMENTS
- Subscription: 500 € minimum
- Programs: 150 € / month, 300 € / quarter, 600 € / semester
- Valuation: D +1 crafted

MANAGEMENT
- Freedom: From € 500
- Profiled: None
- Sub office: None


MANAGEMENT OPTIONS
- Energizing gains bottom euro Allows to automatically arbitrate UA (1, 2 or 3 funds) interest fund Euros (minimum 100 €) - cost 0.50%
- Progressive Investment (Arbitration Program) Orientation progressive Euros to fund UC - Cost: 0.50%
- Securing gains Arbitration Auto entire gain to the fund Euros if threshold gain (5, 7, 10, 12, 15 or 20%) attained - cost: 0.50%

OPTION PROVIDENT
- Warranty plancherEn death before age 75, (s) Recipient (s) receives the sum of gross payments made, minus any advances and redemptions

WITHDRAWALS
- Advance (possible after the first 6 months) Fund: Euro or UC (in 2 cases, max 60%) Mini: 750 € / Pay: 500 € / Cost: Euro funds rate + 1%
- Partial Withdrawal Mini: 750 € / Pay: 750 €
- Partial withdrawals scheduled: Yes (minimum 150 €)
- After Capital; annuity, life annuity

FUNDS (98 of which 0 Trackers)
Performance at 11/05/2008 - source-jepargne utile.com
Here is a portion of the funds on image attached

bottom composition Euros 01/01/2008:
Bonds: 77%
Shares: 14%
Estate: 8%
Liquidity:
1% Other: -

AWARDS

2008 - Grand Innovation Award by the magazine Le Revenu
- Seal of Excellence by the Dossiers de l'Epargne
This is a contract to ethical fashion. I already talked about in 2007 (see here )

Monday, June 2, 2008

Broken Capillaries Spots On Arms

SICAV Actions 1 and 5 years of BNP Paribas! Focus on contract




With the data found on the website of Morningstar , here are the best mutual funds on 1 and 5 years.



In the table, we also find the performance of 3 and 10 years and costs input and management.

I also added in the table, the group that owns the fund and if it is eligible for PEA (Plan d'Epargne in Action) and scoring (0 to 5 *) by Morningstar.
We see that over 5 years, the best are in the categories France and Europe. On the ranking of 1 year is mainly Euroland, Energy and Islamic dominate.
Within 2 ranking, category BRIC (Brazil, Russia, India and China) is 1st or 2nd with the SICAV BNP Paribas P BRIC!


Here is the table of best Sicav Shares BNP Paribas :

Subsequently, I want to do well (but it takes time!) Top 10 mutual funds in their category (shares in France, Europe, Energy ...)


If you want to see the best funds within a Leave a comment.

Mickael

Vasovagal Syncope Scholarships

8: April-May 2008

Balance Days Walloon Water

From March 13 to 16, the Contract of River Slutty (TRC) was mandated to coordinate the Walloon Days Water (JWE) on the watershed, at the initiative of Minister of the Environment.

To do so, the CRT has relied on help from its partners (*). A big thank you to them.

707 people have discovered the problem of access to water, the river and its surroundings through a lecture by Professor Riccardo Petrella and political scientist, a photo exhibition, guided walks, a play ....

The day of 14 March was devoted to schools so they can discover the river and its ecosystem through various activities and visits.

We give you an appointment for the 2009 JWE but we will obviously other activities to offer you here there.

(*): Partners: Federation of Anglers and Mons Borinage Scientific Adventure Park Frameries Company Zanni, ASBL "Friends of Nature", Mons, Natagora, Circle of the ten towers ASBL , Geological Obourg Garden, Nature reserve Hauts-Pays ASBL, IDEA, Amusette ASBL, Mons and Naturalists Borinage ASBL, Natural History Museum, Mons, NBC Section "the Coal Mines," Provélo ASBL, SWDE, Province Hainaut, Walloon Region, Erquelinnes, Estinnes, Frameries, Mons and Quévy.


Conference on the use rational plant protection products

On March 26, the CRT has used the week without pesticides to organize a conference on the use of pesticides in a rational way. It was open to the public and took place at the premises of the Museum of Natural History of Mons.

Mr. Carl Devlin, a researcher at the Faculty of Agronomy of Gembloux and member of the ASBL "Phyteauwal" presented the problem of pesticides on the status of groundwater and informed users of pesticides on rational use thereof so as to limit their impact on the environment and water.

If you require additional information from the conference, please contact us.

Days nature trails open in the wood Havré

The CRT has been invited by the intercommunal du Bois d'Havre, and its President Mr. Marc Darville, Alderman Framework Life city of Mons, to join an event aiming to discover the local natural heritage to the people of Mons and large the same time, bring together a many associations related to nature and the environment.

We responded positively to this invitation, allowing the river to contract out publicly and inform the public about various topics related to water and its management.

Program:

- April 21: Family Day with a rally in the woods and visiting booths
- April 22: Day Schools: More than 200 children participated in activities carried out by associations

Agricultural Show "Agritime"

24, 25 and 26 May next will take place on agricultural show of Mons "Agritime" Lotto Mons Expo. The River Contract of Funk will also be taking part because we find him in the town of Mons where different farmers associations and the general Mons will be present.
Through this event, the organizers wish to enable all stakeholders to submit farm products, services and know-how in order to introduce as many quality work and all facets of agriculture.
Another wish: to make this event a meeting place between all stakeholders agriculture and promote exchange through conferences, demonstrations of equipment and tools by producers and dealers of machines.
One of these conferences is on the map RAIN (Prevention and Fight against Floods and their effects on the victims) and on explaining the map of flood hazards. This will take place Monday, May 26 at 14:00.
If you wish to participate in this conference and / or visit the salon, free tickets can be won on the exhibition website:
www.agritime.be .
For more information on the Plan RAIN:
http://environnement.wallonie.be/de/dcenn/plan_pluies/index.htm


Our new newsletter April-May 2008 can be downloaded in PDF format in the section newsletter.